Winoto, Wahyu, and Permata Wulandari. “Explorative Analysis of Securities Crowdfunding: Pillars, Business Flow and Risk Mitigation in MSME Funding in Indonesia”. Management Studies and Entrepreneurship Journal (MSEJ) 4, no. 3 (June 10, 2023): 3206–3216. Accessed July 6, 2025. https://www.yrpipku.com/journal/index.php/msej/article/view/2155.