Koesman, Ricky, Vanesa Fransisca, Nurliana Harahap, and Deni Faisal Mirza. 2023. “Pengaruh Pinjaman Mikro, Gadai Emas,Gadai Kendaraan Bermotor Terhadap Produktifitas Bisnis UMKM Di PT Pegadaian Pringgan”. Management Studies and Entrepreneurship Journal (MSEJ) 4 (4):4102-9. https://doi.org/10.37385/msej.v4i5.2603.