KOESMAN, R.; FRANSISCA, V.; HARAHAP, N.; FAISAL MIRZA, D. Pengaruh Pinjaman Mikro, Gadai Emas,Gadai Kendaraan Bermotor Terhadap Produktifitas Bisnis UMKM Di PT Pegadaian Pringgan . Management Studies and Entrepreneurship Journal (MSEJ), [S. l.], v. 4, n. 4, p. 4102–4109, 2023. DOI: 10.37385/msej.v4i5.2603. Disponível em: https://www.yrpipku.com/journal/index.php/msej/article/view/2603. Acesso em: 6 jul. 2025.